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You know the importance of exercise, but are you wasting too much valuable time getting ready to work out? Some people won’t exercise unless they have on exactly the right clothes, workout shoes, and every hair is in place – before making their fateful trek to the gym. For these people, getting ready to exercise […]

Since the great recession of 2008/2009, more Americans have become self-employed, either temporarily or permanently. While the weak job market has partly been responsible for this trend, I believe that other factors also played a part. These include increased use of independent contractors by employers in order to cut overhead, greater access to affordable individual […]